How To Transfer Airtime On MTN To MTN In 2026

Summary: Dial *321*Recipient Number*Amount*PIN# from your MTN line and input the actual recipient number, amount, and your PIN.

A real example looks like this: *321*08031234567*500*1234#.

If you haven’t set a PIN yet, the default is 0000. Although it’s worth updating it via *321# or by sending an “SMS to 321” before your first transfer.

Transfers are instant, MTN-to-MTN only, and there’s no charge for sending.

What Is MTN Airtime Transfer?

MTN Airtime Transfer, now known as MTN Share and formerly called Share ‘N’ Sell, allows you to send part of your airtime balance to another MTN number in Nigeria.

The service is available to eligible prepaid and postpaid customers.

Transfers are currently made at no extra charge, which makes it useful for helping a friend or family member, funding another personal line, or sharing airtime without purchasing a separate recharge card.

Once the transfer is completed, the amount is deducted from your airtime balance and credited to the recipient’s MTN line almost immediately.

Benefits of Transferring Airtime on MTN

Share airtime instantly with other MTN users
A lifesaver in emergencies when someone runs out of credit
No need to visit a store or hunt for scratch cards
Flexible — you decide the exact amount to send
Safe and secure since it runs entirely through official MTN channels.

Who Can Transfer Airtime on MTN?

MTN Airtime Transfer is open to eligible prepaid subscribers. Whether you qualify depends on a few basics:

Active MTN line — your number needs to be active and in good standing.
Sufficient balance — you need enough airtime to cover the transfer and any applicable service fees.
Transfer limits — MTN sets minimum and maximum caps per transaction.

How To Transfer Airtime from MTN to MTN Using USSD Code

The quickest route for most people is straight through USSD. No internet needed, works on every phone:

Dial *321*Recipient’s Number*Amount*PIN# on your MTN line.
Press Send.
You’ll get a confirmation message the moment the transfer goes through.
The recipient also gets a notification letting them know the airtime has landed.

For example: dial *321*08031234567*1500*1234# and then Send/OK.

That’s it. It works on smartphones and basic phones.

How To Transfer Airtime On MTN Using the MyMTN App

Prefer doing it through an app? The MyMTN App handles airtime transfers just as smoothly.

Here’s how to do it:

Download the MyMTN App from the Google Play Store or Apple App Store if you haven’t already.
Log in with your MTN number.
Tap on Airtime Transfer / Send Airtime.
Enter the recipient’s MTN number and the amount you want to send.
Confirm the transaction.

Both you and the recipient will receive instant confirmation messages once the transfer is done.

How To Transfer Airtime Using SMS

1. Send an SMS with Transfer, Recipient’s Number, Amount, and PIN to 321.

For example, you can send an SMS with ‘Transfer 08031234567 1500 1234’ to 321.

2. Upon sending this message, you will receive an SMS asking you to confirm that you want to make the transfer by sending an SMS with ‘YES’ to 321.

Conditions For MTN Airtime Transfer In 2026

Only MTN prepaid subscribers can send or receive airtime.
Transfers are instant and cannot be reversed once sent.
A small service fee may apply depending on the amount transferred.
Minimum and maximum limits apply per transfer — check current MTN policies for exact figures.
Always double-check the recipient’s number before confirming; sending to the wrong line isn’t reversible.

Tips for Safe MTN Airtime Transfer

Stick to official channels, i.e., USSD codes or the MyMTN App
Verify the recipient’s number carefully before you hit send
Hold on to your confirmation messages in case you need to reference them later
Avoid transferring more than needed; mistakes can’t be undone
If other transfer options are available to you, compare terms to make sure you’re getting the best deal
You can only transfer in Naira amounts and not in kobo, i.e., you can transfer N55.00 but not N55.99.
You can transfer between N50.00 and N10,000.00 in a single transaction.
You can transfer up to NGN100,000.00 from your phone to either a single or multiple MTN accounts every day.
There is no limit to the maximum number of transactions per day.

Benefits of Using MTN Airtime Transfer

Quick and convenient — share airtime anytime, from anywhere.
Safe and secure — instant confirmation messages keep you in the loop.
Genuinely helpful in emergencies when a friend or family member is out of credit.
Flexible — send small or large amounts depending on what’s needed.
Cuts out the need to buy multiple scratch cards for different people.

Frequently Asked Questions On How To Transfer Airtime On MTN

1. Can I transfer airtime to another network?

No. MTN airtime transfer only works between MTN numbers in Nigeria.

2. How long does it take for the airtime to reach the recipient?

Instantly. The airtime is credited to the recipient’s line as soon as the transfer goes through.

3. Are there limits to how much airtime I can transfer?

Yes. MTN sets both minimum and maximum limits per transaction.

4. Is there a fee for transferring airtime?

A small service fee may apply depending on the amount transferred.

5. Can I reverse an airtime transfer?

No. Once airtime is transferred, it’s gone. Always confirm the recipient’s number before sending.

Conclusion

Transferring airtime from MTN to MTN is about as fast as it gets — fast, secure, and accessible whether you’re going through USSD or the MyMTN App.

Just double-check that recipient number before confirming, use official channels only, and keep your confirmation messages somewhere handy.

Whether it’s a quick credit top-up for someone who’s run dry, a way to manage multiple lines, or just doing a favour for family, MTN Airtime Transfer gets the job done without the fuss.

This is all you need to know on how to transfer airtime on MTN in 2026.

Enjoy!

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