Are you looking for the best ways to Get Cash from Visa Gift Card in Nigeria 2025?
Do you have some unused Visa gift cards in your home because you don’t want to keep Cash around? You’re not alone.
While Visa gift cards are incredibly versatile, there are times when cash in hand feels like the better option.
But how do you bridge the gap between a prepaid card and actual currency?
Here on this page, I will show you the Top 10 legitimate and effective methods to transform your Visa gift card into usable cash.
From selling the card online to using creative in-store techniques, you’ll learn exactly how to unlock the full potential of your Visa gift card in a safe and efficient way.
Ready to make your Visa gift card work for you? Let’s explore these cash conversion strategies step by step now.
10 Ways To Get Cash From Visa Gift Card
Below is the list of best ways to convert your Visa gift cards and get Cash to use.
- Sell Visa Gift Card for Cash
- Use Visa Gift Card at ATM
- Add Visa Gift Card to PayPal and Withdraw Funds
- Transfer the Visa Gift Card Balance to Venmo
- Use Visa Gift Card to Pay Bills and Save Cash
- Buy Money Orders with Visa Gift Cards
- Trade with a Trusted Friend or Family Member
- Use Visa Cards for Online Shopping and Resale Strategy
- Use Visa Gift Card at Local Retailer Gift Card Exchanges
- Use Visa Gift Cards for Cash Back at Retailers.
1. Sell Your Visa Gift Card for Cash
One of the most straightforward ways to convert a Visa gift card into cash is by selling it on a reputable gift card exchange platform.
Platforms like GiftCardsToNaira, ApexPay, and Ridima allow users to list their gift cards and receive cash in return.
How It Works:
- Create an account on a reputable gift card exchange platform
- Input your card details, including the balance and card number.
- Review the offers provided—these are typically 70–95% of the card’s original value.
- Accept the best offer and receive your payment through USDT, Momo and direct Bank Transfer.
2. Use Your Visa Gift Card at an ATM
If your Visa gift card is PIN-enabled, it can be used to withdraw cash directly from an ATM.
Not all Visa gift cards support this feature, so check with your card issuer before attempting.
Steps to Withdraw:
- Confirm whether your card supports ATM withdrawals by reviewing the card’s terms.
- Set up a PIN for your card if necessary. This can usually be done online or by calling the card issuer.
- Visit an ATM that accepts Visa cards and insert your gift card.
- Withdraw funds, keeping in mind any ATM transaction fees.
3. Add the Card to PayPal and Withdraw Funds
PayPal allows you to add Visa gift cards as a payment method, making it an excellent way to transfer the card’s balance to your PayPal wallet and, ultimately, your bank account.
Process:
- Log in to your PayPal account or create one if you don’t have an account.
- Go to the “Wallet” section and select “Link a Card.”
- Enter your Visa gift card details, including the card number, expiration date, and CVV code.
- Transfer the balance from the gift card to your PayPal wallet.
- Withdraw the funds from PayPal to your linked bank account.
4. Transfer the Balance to Venmo
Similar to PayPal, Venmo is a digital wallet that lets you use your Visa gift card balance to send money or transfer it to your bank account.
Steps:
- Add the Visa gift card to your Venmo account as a funding source.
- Use the balance to send money to a trusted friend or your secondary Venmo account.
- Withdraw the transferred balance to your linked bank account.
Note: Ensure the gift card balance is sufficient to cover any associated fees or transaction costs.
5. Use the Gift Card to Pay Bills and Save Cash
If converting your Visa gift card directly into cash is not an option, using it for everyday expenses can free up funds elsewhere.
- Use the gift card to pay for utilities, streaming subscriptions, or online shopping.
- Save the equivalent cash you would have spent on these bills in your bank account.
This approach indirectly converts your gift card into cash by offsetting your regular expenses.
6. Buy Money Orders With Visa Gift Cards
Purchasing a money order is a popular method for converting Visa gift cards into cash.
A money order acts as a secure form of payment that you can deposit into your bank account.
Procedure:
- Visit a retailer like Walmart or a post office that accepts Visa gift cards.
- Purchase a money order using your gift card as the payment method.
- Deposit the money order into your bank account or cash it.
7. Trade with a Trusted Friend or Family Member
If you know someone who frequently uses Visa gift cards, consider a direct trade.
Guidelines:
- Verify the card’s balance using the card issuer’s online tools.
- Agree on a fair exchange rate. For example, offer the card at face value or a slightly reduced amount.
- Exchange the gift card for cash directly.
Pro Tip: Only conduct exchanges with people you trust to avoid disputes.
8. Online Shopping and Resale Strategy
Transform your gift card into cash by purchasing high-demand items and reselling them.
Approach:
- Use the gift card to buy popular products like electronics, collectibles, or giftable items.
- List these items for sale on platforms like eBay, Facebook Marketplace, or Craigslist.
- Sell the items for cash, effectively converting the card’s balance into spendable money.
Tip: Focus on products with high resale value and low competition for quicker sales.
9. Local Retailer Gift Card Exchanges
Some stores and kiosks specialize in buying gift cards in exchange for cash. These are often found in shopping malls or local retail locations.
Process:
- Research nearby gift card exchange locations.
- Visit the kiosk or retailer and present your gift card.
- Receive an instant cash offer based on the card’s balance.
Tip: Rates may vary, so compare multiple locations to get the best deal.
10. Cash Back at Retailers
Many stores offer cash-back options during checkout.
Technique:
- Make a small purchase using the Visa gift card
- Request cash back during the transaction
- Receive immediate cash while using part of the card’s balance.
Frequently Asked Questions On Ways To Get Cash From Visa Gift Card
1. Can I withdraw cash directly from a Visa gift card?
Only PIN-enabled cards can be used at ATMs for cash withdrawals, and fees may apply.
2. What is the best method to get cash from a Visa gift card?
Selling the card on platforms like GiftCardToNaira or using PayPal/Venmo for transfers are the most convenient methods.
3. Are there any fees when converting a Visa gift card to cash?
Yes, some platforms and services may charge a small percentage or flat fee for transactions.
4. Can I use a Visa gift card to pay myself via PayPal or Venmo?
Yes, you can transfer the balance to yourself through these platforms, provided they accept the card.
5. Is it legal to convert a Visa gift card to cash?
Yes, as long as you follow the terms of service for both the card issuer and the platform you’re using.
Conclusion
Converting a Visa Gift Card into Cash is easier than you might think, thanks to a variety of options ranging from digital platforms to in-person exchanges.
By exploring these 10 methods, you can transform your digital balance into flexible spending money.
Choose the strategy that best suits your needs, financial situation, and comfort level.
Remember, each method has its pros and cons. Always read the fine print, understand potential fees, and select the approach that maximizes your gift card’s value.
Ready to turn that gift card into cash? Start exploring these methods today.
